Illustration of a leverage dial being turned down next to gold, indices and oil icons, representing MentFunding's 2026 volatility-driven leverage cut.
1 What happened

Leverage cut on gold, indices and oil, with no end date attached.

MentFunding has reduced leverage limits on gold, indices and oil, citing unusually high volatility across 2026. The firm frames the move as a way to align risk exposure with current market conditions rather than a permanent change to its terms.

2 What is confirmed

The new ratios, and the volatility data behind them.

  • Gold (XAUUSD): leverage reduced to 5:1.
  • Indices: leverage reduced to 5:1.
  • Oil: leverage reduced to 1:1.
  • MentFunding says roughly one in five trading days in 2026 has seen an intraday range of 3% or more on gold, 1.5 to 2 times normal volatility levels.
  • The firm states it has not refused a single payout since 2021, including on breached accounts, and links these leverage limits directly to protecting that record.
  • No end date is set. MentFunding says it monitors these instruments daily and will restore previous leverage once volatility conditions allow.
3 What remains uncertain

What the leverage looked like before, and how long this actually lasts.

The announcement does not state what leverage applied to these instruments before this change, so the size of the reduction isn't fully quantifiable from the announcement alone. With no fixed end date, "temporary" here means open-ended rather than time-boxed, so traders positioned in gold, indices or oil should check MentFunding's live terms directly rather than assuming a return to prior leverage on any particular timeline.

4 Why this matters

The second time this year MentFunding has cut leverage for the same reason.

This is not MentFunding's first volatility-driven leverage cut in 2026: the firm reduced leverage on CFD metals and indices to 5:1 back in March, in a similarly framed, open-ended adjustment. Firms citing payout reliability as the reason for tightening leverage is a meaningful signal in itself, it suggests MentFunding is treating elevated volatility in these instruments as a genuine risk to account-holder payouts rather than a routine housekeeping change.

5 What happens next

Watching for when leverage is restored.

Worth watching: MentFunding's own daily monitoring update, since the firm has committed to restoring previous leverage levels once volatility on gold, indices and oil returns to more typical ranges.

06 Comparing your options

Comparing risk terms across firms.

Leverage limits on volatile instruments vary by firm and can change quickly during high-volatility periods. It is worth comparing MentFunding's terms against an established alternative.

Our full Apex Trader Funding review covers the rules that matter and the ones that are mostly marketing. Code ONKAGNVZ applies 90% off evaluation fees during the current active sale.

Apex Trader Funding, 90% off evaluation fees with code ONKAGNVZ Start your evaluation →
Promo code ONKAGNVZ

See the current Apex discount for full terms before you buy.

Also asked · Related questions

What traders also ask.

MentFunding reduced leverage on gold (XAUUSD) and indices to 5:1, and on oil to 1:1, citing unusually high volatility throughout 2026.
MentFunding describes it as temporary, but has not set a specific end date. The firm says it monitors these instruments daily and will restore previous leverage once volatility conditions allow.
The firm links the leverage cut directly to protecting its payout reliability, stating it has not refused a single payout since 2021, including on breached accounts, a record it says these risk measures are intended to preserve.
Yes. In March 2026, MentFunding similarly reduced leverage on CFD metals and indices to 5:1 in response to elevated volatility, an open-ended measure framed the same way as this update.
This has not been stated in MentFunding's announcement. Confirm your account's previous and current leverage terms directly with MentFunding if this affects your positions.
Sources
  • The Godfunded, "MentFunding Temporarily Adjusts Leverage on Gold, Indices, and Oil", 16 September 2026.

Trader Payout is an independent editorial site. Some links here are affiliate links, including for Apex Trader Funding, and we may earn a commission if you sign up. This does not affect our editorial choices, our data, or our verdicts. Trading carries substantial risk of loss and is not for everyone. This is general information, not financial, legal or investment advice. Confirm current terms directly with MentFunding before acting.