Illustration representing a prop firm account scaling and payout timeline.
01 What happened

The clock resets instead of running out.

PipFarm has confirmed a change to how its account time limit works. Every funded account at the firm previously carried a 360-day clock, and that clock now resets automatically every time a trader successfully scales their account up. The change applies to every account at the firm and took effect immediately.

The update surfaced as part of PipFarm's August roundup, a recurring briefing the firm uses to summarize changes to its funding programs and any new features requested by its community. Framed on its own, it removes a specific kind of bad outcome: a trader growing an account competently enough to earn repeated scale-ups, only to run into an arbitrary calendar deadline that has nothing to do with trading performance.

02 On-demand payouts

The first payout no longer has to wait.

PipFarm also introduced a change specific to its "Pay with Profits" accounts, a funding model where the initial evaluation fee is paid back out of trading profits rather than upfront. Traders no longer have to wait for the standard time interval to request that first payout, which typically covers the initial fee. The option applies to accounts purchased on or after August 27, 2026.

For now, PipFarm is processing these early requests manually rather than through an automated system, though the firm has said automation is coming. That manual step is worth flagging for anyone planning around it: an on-demand request in principle doesn't guarantee an instant turnaround while a human is still involved in approving it.

03 Free retry

Passing isn't always the best outcome.

The most unusual item in the update is one PipFarm hasn't launched yet. The firm says a free retry option is coming soon for traders who pass a challenge on a very high-risk tier. Instead of automatically taking the funded account they earned, a trader in that position will be able to decline it and receive one free retry of the same challenge, forfeiting the original pass in exchange for another attempt.

It's a small acknowledgment that a pass on a high-risk tier isn't always the outcome a trader actually wants, if the terms attached to that specific funded account are worse than what a second attempt might produce.

04 Why it matters

Three changes, one theme.

None of these three updates touches PipFarm's core profit rules or drawdown limits. What they share is a focus on the friction around those rules, the time limit that could quietly expire on a trader doing everything right, the waiting period standing between a trader and money they've already earned, and the binary all-or-nothing nature of passing a challenge whose terms turn out to be worse than expected. Firms competing on funding-program flexibility increasingly seem to be fighting over these edges rather than the headline profit split or evaluation target.

Frequently asked questions

Questions, answered.

PipFarm's 360-day account time limit now resets every time a trader successfully scales their account. The change is effective immediately and applies to all accounts at the firm.
The feature applies to traders on PipFarm's Pay with Profits accounts purchased on or after August 27, 2026. Eligible traders can request their first payout without waiting for the standard time interval. The process is currently handled manually while PipFarm works on automating it.
Traders who pass a challenge on a very high-risk tier will be able to decline the funded account they earned and receive one free retry of the same challenge instead. Choosing the retry forfeits the original pass in exchange for a new attempt.

Sources

  1. The Godfunded, PipFarm Announces Updates to Scaling, On-Demand Payouts, and New Retry Features, August 31, 2026.
Reporting current as of September 1, 2026. This article will be updated once PipFarm's Free Retry feature and automated on-demand payouts go live. This is general information, not financial advice.