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TRADER PAYOUT / FIRM INTELLIGENCE

FTMORules, payouts & what changed.

FuturesForex

Rules checked 10 Nov 2026, 20:15 UTC · automated daily checks off

Profit split
80%Plan-specific profit share
Payout cycle
See termsEligibility cycle, not bank arrival
Drawdown
StaticCheck the threshold in the rules
Daily loss
5%Plan-scoped daily threshold

01 / KNOW YOUR ACCOUNT

Explore the rules.

FTMO Challenge: 2-Step
Profit split80% by default on 2-Step FTMO Account; 90% if Scaling Plan or Premium Programme conditions are met
WHAT IT MEANSThe share of eligible trading profits paid to you. An add-on or another plan can change the share.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Drawdown10% Maximum Loss, static limit (Initial Simulated Capital minus 10%)
WHAT IT MEANSThe account loss threshold. Static limits stay tied to a fixed balance; trailing limits can move with account performance. The exact plan terms control.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Daily loss limit5% of Initial Simulated Capital, from balance at 00:00 CE(S)T
WHAT IT MEANSThe most the account may lose in one trading day. This is separate from the total drawdown limit.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Profit targets10% (FTMO Challenge) + 5% (Verification)
WHAT IT MEANSThis is a plan-scoped source observation. Check the linked official terms before using it for your account.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

PayoutsReward claim can be requested on the 14th or any following day after the first trade on the account
WHAT IT MEANSThis describes when you may become eligible to request a payout. It is not the time it takes for money to arrive.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Minimum trading days4 trading days per phase
WHAT IT MEANSThe minimum number of qualifying trading days in the stated phase. Reaching this number does not by itself guarantee a payout.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

PlatformsMT4, MT5, TradingView and cTrader
WHAT IT MEANSThe trading software listed in this source snapshot. Confirm which platform is offered for your chosen plan.
Read official source

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Payment processingNot verified in this snapshot
COVERAGE GAPThere is no separately verified value for this field in the recorded plan snapshot. Unknown does not mean no limit or instant processing.

7 sourced rules · expand a row for context and its source.

Topic filters do not verify stage-specific applicability. This snapshot covers FTMO Challenge: 2-Step only.

03 / THE RECORD

What changed, and when.

1 new changes

BY TYPE

What the records are

7dated records
  • Offer announcements0
  • Rule changes3
  • Ended0
  • Notices4

Counts of dated records in this draft, not a full market history.

RECORD ACTIVITY

Dated records per month

11122MarAugSepOctNov

New changes and historical records with a date. Counts are records, not severity.

FTMO Futures FAQ lists payout methods for Sim-Funded and Live Funded accounts: Wise, Revolut bank wire, instant withdrawal via Visa Direct and Mastercard Send (Mastercard Send unavailable for US clients), and digital assets. Non-US clients can withdraw in BTC, ETH, LTC, USDC (ERC20) and USDT (TRC20); US clients in USDC and USDG (ETH or Solana networks) and USDT (ETH). Payouts are in USD with a $20 minimum; US clients must submit IRS Form W-9 before the first payout.

Official documentation · Dated source observation
Source

FTMO Futures Growth 100K/150K, new Evaluations from Nov 5 4:30 a.m. ET: EOD trailing max drawdown $3,500→$3,000 / $5,000→$4,500; payout qualifying-day minimum P&L $250→$300 / $300→$450. Existing accounts unchanged.

Official blog · Historical baseline, not a new change
Source

FTMO Instant Account introduced (direct access, no challenge): 90% reward, 3% max daily loss, 10% intraday trailing max loss, 30% consistency, up to 1:100, $5K–$100K, priced $189–$3,399.

Official blog · Historical baseline, not a new change
Source

1-Step FTMO Challenge (CFDs): Consistency rule replaces the Best Day Rule for new orders created from Oct 12, 2026 09:00 and for 1-Step FTMO Accounts merged from that date; earlier orders keep the Best Day Rule.

Official blog · Historical baseline, not a new change
Source

FTMO Futures launched with Growth and Pro plans; trading on NinjaTrader, Tradovate and TradingView (MT4/MT5 not supported). Futures trading update titled 'FTMO Futures are launched' dated Sep 2.

Official blog · Historical baseline, not a new change
Source

TradingView added as a platform option for the FTMO Challenge, Verification and FTMO Account.

Official blog · Historical baseline, not a new change
Source

FTMO press release: following its 2025 acquisition of OANDA, the OANDA Prop Trader program will formally conclude on March 31, 2026; OANDA to contact its clients on options. FTMO's own programs are not stated to change.

Official site · Historical baseline, not a new change
Source

Promotions and historical records are not current rules. Check record dates and product scope before relying on them.

Full research record & account-specific caveats

FTMO Rules and Rule Changes

Current rules

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC. Plan-specific observation, not a new change.

Profit split

80% by default on 2-Step FTMO Account; 90% if Scaling Plan or Premium Programme conditions are met

Official source

Drawdown

10% Maximum Loss, static limit (Initial Simulated Capital minus 10%)

Official source

Daily loss limit

5% of Initial Simulated Capital, from balance at 00:00 CE(S)T

Official source

Payouts

Reward claim can be requested on the 14th or any following day after the first trade on the account

Official source

FTMO payout rules

Profit split

80% by default on 2-Step FTMO Account; 90% if Scaling Plan or Premium Programme conditions are met

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Official source

Payouts

Reward claim can be requested on the 14th or any following day after the first trade on the account

FTMO Challenge: 2-Step · checked 10 Nov 2026, 20:15 UTC

Official source

FTMO consistency rule

Not verified in this plan-scoped snapshot. Check the firm source before relying on an answer.

FTMO new rules: do they apply to existing accounts?

Only explicit source statements establish whether a change affects existing accounts. A page update or new-buyer promotion is not proof that your account rules changed.

Existing-account applicability is not stated in the scoped evidence shown here. Do not assume new terms apply retroactively.

Offer observations

Dated observations, not a checkout guarantee. Product scope and expiry must be checked.

No offer observation in this review.

Discount history

Separate dated observations, not continuous prices or directly comparable programme offers.

No discount history in this review.

Perps availability

No verified perps status for this firm in this review. This is not evidence that a programme does not exist.

Rule change history

Dated records can include offers, notices and payouts as well as rules. Check the record type before treating an entry as a rule change.

FTMOFTMO Futures FAQ lists payout methods for Sim-Funded and Live Funded accounts: Wise, Revolut bank wire, instant withdrawal via Visa Direct and Mastercard Send (Mastercard Send unavailable for US clients), and digital assets. Non-US clients can withdraw in BTC, ETH, LTC, USDC (ERC20) and USDT (TRC20); US clients in USDC and USDG (ETH or Solana networks) and USDT (ETH). Payouts are in USD with a $20 minimum; US clients must submit IRS Form W-9 before the first payout.Rule observationOfficial documentation

Historical records

Historical observations, not current conditions or new changes.

FTMOFTMO press release: following its 2025 acquisition of OANDA, the OANDA Prop Trader program will formally conclude on March 31, 2026; OANDA to contact its clients on options. FTMO's own programs are not stated to change.NoticeOfficial site
FTMOTradingView added as a platform option for the FTMO Challenge, Verification and FTMO Account.NoticeOfficial blog
FTMOFTMO Futures launched with Growth and Pro plans; trading on NinjaTrader, Tradovate and TradingView (MT4/MT5 not supported). Futures trading update titled 'FTMO Futures are launched' dated Sep 2.NoticeOfficial blog
FTMO1-Step FTMO Challenge (CFDs): Consistency rule replaces the Best Day Rule for new orders created from Oct 12, 2026 09:00 and for 1-Step FTMO Accounts merged from that date; earlier orders keep the Best Day Rule.Rule observationOfficial blog
FTMOFTMO Instant Account introduced (direct access, no challenge): 90% reward, 3% max daily loss, 10% intraday trailing max loss, 30% consistency, up to 1:100, $5K–$100K, priced $189–$3,399.NoticeOfficial blog
FTMOFTMO Futures Growth 100K/150K, new Evaluations from Nov 5 4:30 a.m. ET: EOD trailing max drawdown $3,500→$3,000 / $5,000→$4,500; payout qualifying-day minimum P&L $250→$300 / $300→$450. Existing accounts unchanged.Rule observationOfficial blog