Which account route should I compare?

Growth has a fast evaluation with a daily loss pause; Select has a consistency-based evaluation and a permanent funded Flex/Daily choice. Lightning starts in Sim Funded without an evaluation.

What are the standard sizes and platforms?

The standard comparison covers 25K, 50K, 100K and 150K across Tradovate, WealthCharts and Rithmic/Tradesea. Prices match across these choices.

Can I change Select Flex to Daily later?

The post-evaluation choice is permanent for that account. Flex has five winning days and wider withdrawal caps; Daily uses a retained buffer, smaller caps and daily eligibility.

Is the limited 300K Select included?

It has separate limited-release terms, a $449 listed fee, pre-purchase KYC, no resets or 50% add-on and a maximum of three per user. It is linked separately rather than mixed into the standard 25K–150K comparison.

Does this review apply a discount code?

No. The prices shown are Tradeify’s listed purchase fees with no discount applied. Check Tradeify’s checkout for any live promotion before you buy.

Are there monthly or activation fees?

Current Growth, Select and Lightning purchases are one-time with no activation fee. Legacy subscriptions can continue until cancelled. Optional data/software and trading commissions remain separate.

What does the Select 50% option cost?

Listed entry fees are $135 / $205 / $329 / $459 by ascending size. It can allow a two-day evaluation instead of three. Reset fees also differ. The choice affects evaluation, not funded payout consistency.

Can I reset a funded account?

No. Resets are offered for eligible failed Growth/Select evaluations. Failed Sim Funded and Lightning accounts require a new purchase and, for Growth/Select, another completed evaluation.

Does end-of-day drawdown protect me intraday?

The floor moves only from the highest EOD balance, but touching it intraday with net liquidation value fails the account. An intraday recovery does not reverse the breach.

When does the funded floor lock?

At starting balance plus $100, either after the EOD balance reaches starting balance plus the drawdown allowance plus $100, or immediately on payout request, whichever occurs first. Evaluation floors do not lock.

Can I trade news or hold through the close?

News is allowed, but all regular-day positions must close by 4:45 PM ET. Holiday shortened sessions close earlier. Funded microscalping and drawdown conditions still apply during news.

Can I copy between my own accounts?

Yes, subject to direction, contract and hedging rules. Copying someone else is prohibited. A copier does not remove responsibility for each follower’s risk limits or exit orders.

Does Lightning guarantee a payout in five days?

The dedicated policy gives no fixed minimum day count. You must meet the initial or fresh-profit goal, progressive consistency and the minimum request. Generic five-day marketing is not used as a universal payout promise.

How are Select withdrawals calculated?

Flex allows up to 50% of total retained profit subject to its cap after five winning days. Daily allows up to twice current-cycle profit, limited by surplus above its buffer and its cap. Both need positive net cycle profit after payout one and have a $250 minimum.

What is the trader share and payment timing?

Sim Funded uses 90/10. Growth describes payment issuance 24–48 hours after a processed approved withdrawal; Lightning within 24 hours after processing. Select Daily advertises 24-hour processing. Approval and provider arrival are separate; out-of-hours reviews can take longer.

Does a payout reset my drawdown lower?

No. A request can lock the funded floor at starting balance plus $100 immediately. The withdrawal reduces remaining room; the locked floor stays in place. Request only an amount that preserves compliance with your route’s rules.

TRADERPAYOUT · FIRM REVIEW

Tradeify.Rules, costs & payouts.

Compare Growth, Select and Lightning, their one-time costs, risk limits and the conditions behind a payout.

Source review: October 2026

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01 / RESEARCH

Three routes. A choice of payout paths.

Growth and Select require an evaluation. Lightning starts in Sim Funded. Compare the exact size, stage and Select options before choosing your account.

Size and stage update all three routes. The two Select controls affect Select only. Lightning always shows Sim Funded rules. Platform choice changes access, while listed account fees stay the same.

Account size

Platform

Rules shown

Select evaluation consistency

Select funded path

Prices shown are Tradeify’s listed fees. Resets and promotions are excluded from the calculation.

Swipe to compare plans

The funded view shows the original route purchase fee, not a second charge. Standard sizes are 25K–150K; limited Select 300K has separate terms. Current Select caps apply to purchases after September 1, 2026.

Compare all three routesSelected size and options

02 / RESEARCH

EOD movement. Intraday enforcement.

Your loss floor follows the highest end-of-day balance. It can still be breached during an open trade. The funded lock and the daily soft pause are separate mechanisms.

Platforms and market access.

Tradovate connects to compatible NinjaTrader and TradingView access; WealthCharts uses its own platform. Rithmic credentials support Tradesea and compatible front ends. Tradesea requires a Rithmic purchase. Level 1 CME data is included for eligible non-professionals; optional depth, EUREX and external software costs depend on platform. Close regular-session positions by 4:45 PM Eastern Time, with earlier holiday cutoffs.

03 / RESEARCH

What unlocks a payout.

Growth, Select Flex, Select Daily and Lightning have different profit conditions and withdrawal formulas. Current Sim Funded accounts pay a 90% trader share; eligibility does not guarantee approval or arrival time.

Eligibility at the selected size

A profit goal, balance gate, buffer and request cap are different conditions. The 90% share applies to approved Sim Funded withdrawals. Preserve the enforced floor after any deduction; only one request can be open on an account.

Numbered payout limits

Every size, all four payout policies

Select figures use the post–September 1, 2026 policy. Flex is limited to 50% of total retained profit. Daily is limited to 2× new cycle profit and surplus above its buffer. Lightning caps rise at request four; its fresh-profit goal is separate from the cap.

Processing and payment methods

Request review, payment issuance and provider settlement are different steps. Maintain eligibility while review is pending; Growth and Lightning requests cannot be edited or cancelled after submission.

04 / RESEARCH

The full cost of an account.

Current plans have one-time purchase fees and no activation charge. Compare resets, Select add-on pricing, commissions and optional data or software costs.

05 / RESEARCH

The rules that matter.

Evaluation, Sim Funded and Elite Live have distinct conditions. The review uses current standard account rules and identifies purchase-date changes where they affect a new account.

06 / RESEARCH

From purchase to payout.

Choose the account, complete any evaluation, verify and activate, then qualify under the correct payout policy. A live transition is considered separately.

07 / RESEARCH

Your questions, answered.

Grouped by what you are trying to do, from choosing an account to requesting a payout.
Every answer links to its official Tradeify source.

08 / RESEARCH

The evidence behind this review.

Official Tradeify links referenced in this review.

Official sources