APEX OFFERANY SIZE EVALS UP TO 90% OFF · TERMS APPLYONKAGNVZCLAIM 90% OFF

TRADER PAYOUT / FIRM INTELLIGENCE

TopstepRules, payouts & what changed.

Futures

Rules checked 10 Nov 2026, 20:15 UTC · automated daily checks off

Profit split
See termsPlan-specific profit share
Payout cycle
See termsEligibility cycle, not bank arrival
Drawdown
End-of-dayCheck the threshold in the rules
Daily loss
See termsPlan-scoped daily threshold

01 / KNOW YOUR ACCOUNT

Explore the rules.

Trading Combine® → Express Funded Account® (XFA)
Profit split90/10 in the Express Funded Account
WHAT IT MEANSThe share of eligible trading profits paid to you. An add-on or another plan can change the share.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

DrawdownXFA Max Loss Limit based on highest end-of-day balance: $2,000 (50K), $3,000 (100K), $4,500 (150K)
WHAT IT MEANSThe account loss threshold. Static limits stay tied to a fixed balance; trailing limits can move with account performance. The exact plan terms control.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Daily loss limitXFA: applies only to accounts trading on platforms other than TopstepX
WHAT IT MEANSThe most the account may lose in one trading day. This is separate from the total drawdown limit.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Consistency ruleTrading Combine: best single day must stay at or below 55% of the Profit Target
WHAT IT MEANSThis is a plan-scoped source observation. Check the linked official terms before using it for your account.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

PayoutsXFA Standard: after 5 winning days of $150+, up to 50% of balance (max $5,000); 90/10
WHAT IT MEANSThis describes when you may become eligible to request a payout. It is not the time it takes for money to arrive.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Minimum trading daysTrading Combine: can pass in as few as 2 days (55% best-day consistency applies)
WHAT IT MEANSThe minimum number of qualifying trading days in the stated phase. Reaching this number does not by itself guarantee a payout.
Read official source

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Payment processingNot verified in this snapshot
COVERAGE GAPThere is no separately verified value for this field in the recorded plan snapshot. Unknown does not mean no limit or instant processing.

6 sourced rules · expand a row for context and its source.

Topic filters do not verify stage-specific applicability. This snapshot covers Trading Combine® → Express Funded Account® (XFA) only.

03 / THE RECORD

What changed, and when.

0 new changes

BY TYPE

What the records are

9dated records
  • Offer announcements1
  • Rule changes1
  • Ended0
  • Notices7

Counts of dated records in this draft, not a full market history.

RECORD ACTIVITY

Dated records per month

2121111FebMayJulAugSepOctNov

New changes and historical records with a date. Counts are records, not severity.

Labs Drops #010/#011 $50K Daily Payouts+ Combines (EOD trailing / static): daily payouts of $250–$1,500 after a $2,000 profit buffer in the Express Funded Account.

Official blog · Historical baseline, not a new change
Source

Labs Drops #008 Undead ($199, 5 minis, $1,000 static MLL) and #009 Slasher ($65, 2 minis, $500 static MLL) $3K Challenges live; no profit split, min days or daily loss limit.

Official blog · Historical baseline, not a new change
Source

Referral codes launched: new traders get 15% off their first Trading Combine purchase via a trader's referral code; the referrer gets a 15% reward code. End date not stated.

Official blog · Historical baseline, not a new change
Source

Labs Drop #003 $3K Challenge launched: two rounds, $49 entry, fixed $3,000 payout on passing both.

Official blog · Historical baseline, not a new change
Source

Topstep Octagon launched: new monthly competition auto-entering every active Live Funded Account, sharing $250,000 in performance bonuses.

Official blog · Historical baseline, not a new change
Source

Topstep Labs introduced: limited-time experimental account drops led by The Futures Desk co-founder; Drop #001 was a $25K Static Trading Combine.

Official blog · Historical baseline, not a new change
Source

Instant payouts via Aeropay introduced: approved payouts can reach eligible U.S. bank accounts instantly.

Official blog · Historical baseline, not a new change
Source

Topstep announced a refreshed site, new onboarding and Training Camp learning series, and a new live funding program with access to live trading capital up to $150,000, alongside a national ad campaign.

Official blog · Historical baseline, not a new change
Source

Express Funded Account gets a new Consistency Path for payouts: at least 3 traded days and a 40% consistency target, then request 50% of balance up to $6,000; Standard Path (five $150+ winning days) unchanged.

Official blog · Historical baseline, not a new change
Source

Promotions and historical records are not current rules. Check record dates and product scope before relying on them.

Full research record & account-specific caveats

Topstep Rules and Rule Changes

Current rules

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC. Plan-specific observation, not a new change.

Drawdown

XFA Max Loss Limit based on highest end-of-day balance: $2,000 (50K), $3,000 (100K), $4,500 (150K)

Official source

Daily loss limit

XFA: applies only to accounts trading on platforms other than TopstepX

Official source

Consistency rule

Trading Combine: best single day must stay at or below 55% of the Profit Target

Official source

Payouts

XFA Standard: after 5 winning days of $150+, up to 50% of balance (max $5,000); 90/10

Official source

Minimum trading days

Trading Combine: can pass in as few as 2 days (55% best-day consistency applies)

Official source

Topstep payout rules

Profit split

90/10 in the Express Funded Account

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Official source

Payouts

XFA Standard: after 5 winning days of $150+, up to 50% of balance (max $5,000); 90/10

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Official source

Topstep consistency rule

Consistency rule

Trading Combine: best single day must stay at or below 55% of the Profit Target

Trading Combine® → Express Funded Account® (XFA) · checked 10 Nov 2026, 20:15 UTC

Official source

Topstep new rules: do they apply to existing accounts?

Only explicit source statements establish whether a change affects existing accounts. A page update or new-buyer promotion is not proof that your account rules changed.

Existing-account applicability is not stated in the scoped evidence shown here. Do not assume new terms apply retroactively.

Offer observations

Dated observations, not a checkout guarantee. Product scope and expiry must be checked.

No offer observation in this review.

Discount history

Separate dated observations, not continuous prices or directly comparable programme offers.

No discount history in this review.

Perps availability

No verified perps status for this firm in this review. This is not evidence that a programme does not exist.

Rule change history

Dated records can include offers, notices and payouts as well as rules. Check the record type before treating an entry as a rule change.

No dated change record in this review.

Historical records

Historical observations, not current conditions or new changes.

TopstepExpress Funded Account gets a new Consistency Path for payouts: at least 3 traded days and a 40% consistency target, then request 50% of balance up to $6,000; Standard Path (five $150+ winning days) unchanged.Rule observationOfficial blog
TopstepTopstep announced a refreshed site, new onboarding and Training Camp learning series, and a new live funding program with access to live trading capital up to $150,000, alongside a national ad campaign.NoticeOfficial blog
TopstepInstant payouts via Aeropay introduced: approved payouts can reach eligible U.S. bank accounts instantly.NoticeOfficial blog
TopstepTopstep Labs introduced: limited-time experimental account drops led by The Futures Desk co-founder; Drop #001 was a $25K Static Trading Combine.NoticeOfficial blog
TopstepTopstep Octagon launched: new monthly competition auto-entering every active Live Funded Account, sharing $250,000 in performance bonuses.NoticeOfficial blog
TopstepLabs Drop #003 $3K Challenge launched: two rounds, $49 entry, fixed $3,000 payout on passing both.NoticeOfficial blog
TopstepReferral codes launched: new traders get 15% off their first Trading Combine purchase via a trader's referral code; the referrer gets a 15% reward code. End date not stated.OfferOfficial blog
TopstepLabs Drops #008 Undead ($199, 5 minis, $1,000 static MLL) and #009 Slasher ($65, 2 minis, $500 static MLL) $3K Challenges live; no profit split, min days or daily loss limit.NoticeOfficial blog
TopstepLabs Drops #010/#011 $50K Daily Payouts+ Combines (EOD trailing / static): daily payouts of $250–$1,500 after a $2,000 profit buffer in the Express Funded Account.NoticeOfficial blog