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Does Apex Trader Funding Charge a Monthly Fee?
The answer depends entirely on which account you have. Current accounts have no recurring billing at all. Legacy accounts still run on a monthly subscription. Here is exactly how each works, sourced directly from Apex's own billing documentation.
Current Apex accounts, purchased March 1, 2026 or later, have no monthly fee. There's a one-time evaluation fee and a one-time activation fee, and nothing recurs after that. Legacy accounts are the exception: they run on Apex's original monthly subscription model, auto-renewing on the same date every month until manually canceled, with billing continuing even on a failed Evaluation Account unless the trader cancels it directly.
Current Accounts: No Monthly Fee, Period
Every evaluation purchased under Apex's current model is a single, one-time payment. There's an evaluation fee paid at purchase, and an activation fee paid once after passing, and that's the complete bill. No recurring charge shows up afterward, whether the trader is still in the 30-day evaluation window or already running a live Performance Account.
This is one of the headline features of the 4.0 restructure. Apex's own homepage lists "one-time fee, no monthly billing" directly alongside the removal of the MAE and 5:1 risk-reward rules as one of the defining changes from the old model. For the full breakdown of exactly what those two one-time fees cost at every account size, the Apex Trader Funding total cost guide covers the complete figures.
Legacy Accounts: Still a True Monthly Subscription
Accounts purchased before March 1, 2026, or through a Legacy-specific signup window since, run on a completely different billing model. Apex's own Legacy billing documentation describes it plainly: an automatic monthly billing cycle that renews on the same date every month from the original payment date, continuing for as long as the subscription stays active.
The renewal isn't tied to trading performance in the way traders might expect. On a Legacy Evaluation Account specifically, billing continues regardless of whether the account has passed or failed, until the trader manually cancels it. Apex's documentation is explicit on this point: failed Evaluation Account subscriptions do not cancel automatically.
The one automatic exception: failed Performance Accounts
Performance Accounts behave differently. If a Legacy PA fails, Apex's billing system auto-cancels the subscription on its own. Starting a new one requires setting up a fresh subscription. This is the one case where a failure stops the billing without the trader having to take action.
| Behavior | Legacy Evaluation Account | Legacy Performance Account |
|---|---|---|
| On failure, billing continues? | Yes, until manually canceled | No, auto-cancels |
| Balance resets on failure? | Yes, automatically, at no charge | N/A, account closes |
| Renewal date | Same calendar day each month as original purchase | |
Sourced directly from Apex's official Legacy Subscription Cycles, Fees Breakdown, and Renewals documentation.
What the Legacy Monthly Fee Actually Covers
Apex's billing documentation lists three things bundled into the monthly Evaluation Account charge: ongoing performance tracking, a real-time market data feed for as long as the account stays active, and a NinjaTrader platform license key. No additional purchases are required to trade the Evaluation Account on top of that monthly fee.
Optional add-ons exist separately from the base subscription: Rithmic add-ons like market depth tools and extra login sessions, and Tradovate add-ons like Level 2 depth-of-market data for CME and EUREX. These are opt-in extras, not part of the standard monthly charge.
What Happens If a Renewal Payment Fails
Apex gives Legacy subscribers a 72-hour grace period after a failed renewal charge. During that window, a trader can update payment details or manually renew the account through the dashboard's Payment History section.
Balances and drawdown carry forward month to month as long as the account isn't in a failed status. If an Evaluation Account does fail, it's reset automatically at no extra charge, but only if the failure happens before 5 PM ET on the trading day before the next renewal date. Missing that cutoff means the balance stays as-is into the new billing cycle.
How to Tell Which Model an Account Is On
Apex Monthly Fee FAQ
Apex Trader Funding's programs use simulated trading for evaluation purposes. No real capital is at risk during an evaluation, and payouts are discretionary and subject to eligibility. This article reflects Apex's published billing terms as of this writing; confirm current terms and your specific account's billing status directly with Apex.
